
Business By Hormozi #138: No Do Overs
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Kyle was in his late 20s, standing at a crossroads. He had spent most of his twenties living for the moment—partying, traveling, and chasing after experiences. He loved the freedom, the excitement, and the adventures that came with it. But now, as he approached his 30th birthday, he couldn't shake the feeling that something was missing.
His friends, who had spent their 20s grinding away at their careers and building businesses, seemed to have it all together. They were ahead in their professions, financially stable, and planning for the future. Kyle, on the other hand, felt like he was starting from scratch. The harsh reality set in: there was no perfect way to live your 20s.
Living Up or Working Up?
Kyle’s thoughts kept drifting back to a piece of advice he had heard years ago: “You either live ‘em up and become an under-skilled 30-year-old, or you work ‘em up and become an under-lived 30-year-old.”
It was a stark, sobering choice. He knew that he couldn't turn back time. He couldn’t undo the carefree years he had spent, nor could he completely ignore the lessons his friends had learned while they worked diligently towards their goals. The dilemma was clear: he had to decide how to move forward with the time he had left.
The Realization
As he reflected on his journey, Kyle realized that he had been chasing the wrong kind of success. He had thought living a carefree, adventure-filled life was the only way to enjoy his youth. But he hadn’t considered the importance of building skills, investing in his future, and setting a strong foundation for the years ahead.
There was no going back. The truth hit him hard—there were no do-overs.
Kyle could no longer afford to keep postponing his growth, but he also didn’t want to abandon the experiences he had come to love. He would need to find a balance. It was time to accept the tradeoffs and take responsibility for his decisions.
Embracing the Tradeoffs
Kyle decided to change his mindset. Instead of feeling guilty about the years he had “wasted,” he embraced the lessons he had learned along the way. He accepted that there were no do-overs, but he could still take control of the future.
He began to focus on his personal growth, learning new skills, and pursuing projects that aligned with his passions. However, he also made room for the things that had brought him joy in his earlier years—adventures, travel, and taking time to enjoy life. Kyle realized that the tradeoff wasn’t about choosing one over the other; it was about finding harmony between living fully and growing professionally.
Conclusion
As Kyle’s 30th birthday approached, he no longer felt like he was behind. He had accepted the reality that there was no perfect way to live your 20s. Instead of regretting the past, he focused on what he could do today to make the most of the years ahead.
You, too, have to make a decision: Will you continue to put off your personal growth for the sake of experiences, or will you buckle down and build your future? Just remember, there are no do-overs. Embrace the tradeoffs, make the most of today, and create the life you want for tomorrow.












